Publications in collaboration with researchers from Bangor University (20)

2024

  1. Reproducibility in Management Science

    Management Science, Vol. 70, Núm. 3, pp. 1343-1356

2020

  1. A machine learning approach to the digitalization of bank customers: Evidence from random and causal forests

    PLoS ONE, Vol. 15, Núm. 10 October

  2. Brain substrates explain differences in the adoption and degree of financial digitalization

    Scientific Reports, Vol. 10, Núm. 1

  3. Do bank bailouts have an impact on the underwriting business?

    Journal of Financial Stability, Vol. 49

  4. The Effect of Banks' IT Investments on the Digitalization of their Customers

    Global Policy, Vol. 11, Núm. S1, pp. 9-17

2019

  1. Patrones de acceso a la banca digital: aproximaciones tradicionales, aprendizaje automático y neuroeconomía

    Papeles de economía española, Núm. 162, pp. 14-26

2018

  1. Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates

    Journal of Real Estate Finance and Economics, Vol. 56, Núm. 1, pp. 76-100

2017

  1. Do banks and industrial companies have equal access to reputable underwriters in debt markets?

    Journal of Corporate Finance, Vol. 45, pp. 176-202

  2. Mitos y realidades de la digitalización financiera: los medios de pago como paradigma

    Mediterráneo económico, Núm. 29, pp. 139-149

  3. The effects of bank market power in short-term and long-term firm credit availability and investment

    Revista española de financiación y contabilidad, Vol. 46, Núm. 1, pp. 1-27

2016

  1. Digitalización y preferencias por los medios de pago en España

    Papeles de economía española, Núm. 149, pp. 115-126

  2. The single euro payment area (SEPA): Implementation in Spain

    The Book of Payments: Historical and Contemporary Views on the Cashless Society (Palgrave Macmillan), pp. 351-358

2015

  1. El crédito en el entorno internacional poscrisis

    Papeles de economía española, Núm. 146, pp. 2-15

  2. Regulatory response to the financial crisis in Europe: recent developments (2010-2013)

    Journal of Financial Economic Policy, Vol. 7, Núm. 1, pp. 29-50

2009

  1. Cross-country comparisons of competition and pricing power in European banking

    Journal of International Money and Finance, Vol. 28, Núm. 1, pp. 115-134

2007

  1. Financial exclusion in Europe

    Public Money and Management, Vol. 27, Núm. 1, pp. 21-27

2003

  1. A note on technical change in banking: The case of European savings banks

    Applied Economics, Vol. 35, Núm. 6, pp. 705-719

2002

  1. Efficiency in banking: Empirical evidence from the savings banks sector

    Manchester School, Vol. 70, Núm. 2, pp. 204-228

2000

  1. CAR 2: The impact of CAR on bank capital augmentation in Spain

    Applied Financial Economics, Vol. 10, Núm. 5, pp. 507-518

1997

  1. European savings banks: Facing up to the new environment

    International Journal of Bank Marketing, Vol. 15, Núm. 7, pp. 243-254